Insurance That Protects What You've Built

Insurance is one of the most important tools in a solid financial plan. I help you figure out exactly which types make sense for your life — and how much you actually need.

Coverage That Can Do More for You

Managing risk is a core part of good financial planning. My job is to ask the right questions, listen carefully, and help you build a plan that protects your income, your family, and your future — today and down the road.

Most popular for families

Life Insurance

A guaranteed payout when you pass away — so your loved ones are financially secure no matter what happens. With permanent life insurance, you also get more financial flexibility throughout your life, even in retirement.

Who it's for:

Anyone who wants to know their family will be taken care of. Whether you're a new parent, a homeowner, or planning your legacy, life insurance is the foundation of a sound financial plan.

  • Guaranteed death benefit for your beneficiaries
  • Term, whole life, universal, and variable universal options
  • Permanent policies build cash value over time
  • Whole life can earn dividends you can use or reinvest
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Family protected by life insurance
Protect your paycheck

Disability Income Insurance

If you're ever too sick or injured to work, disability income insurance replaces a portion of your income — or closes the gap between what your employer covers and what you actually need.

Who it's for:

Individuals, stay-at-home parents, doctors, dentists, business owners, and employers who want to protect their income, career, or employees.

  • Replaces a portion of your income if you can't work
  • Bridges gaps in employer-provided coverage
  • Covers both illness and injury
  • Options for individuals and business owners
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Couple reviewing disability income coverage
Plan for the unexpected

Long-Term Care Insurance

If a chronic illness or injury ever prevents you from caring for yourself, long-term care insurance helps cover the cost — whether you want to stay at home or receive care at a facility of your choice.

Who it's for:

People who want the freedom to choose how and where they receive care, at any age — and who don't want that decision to be made by their bank account.

  • Covers care at home or in a facility of your choice
  • Applies to chronic illness or injury at any age
  • Protects your savings and your family from caregiving costs
  • Flexible benefit options to fit your situation
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Parent and child planning for long-term care
Guaranteed retirement income

Income Annuities

An annuity gives you a guaranteed income stream in retirement that you can never outlive. It's an extra layer of financial security on top of Social Security and other savings — so you can spend more and worry less.

Who it's for:

People approaching or in retirement who want a steady, predictable income stream they can count on for the rest of their life.

  • Guaranteed income you can never outlive
  • Fixed and variable annuity options
  • Supplements Social Security and other retirement savings
  • Provides financial security in your later years
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Retiree with guaranteed income from annuity

Common Questions About Insurance

These are the questions I hear most often. If yours isn't here, book a free consultation — I'm happy to walk you through anything.

Not Sure Where to Start?

That's exactly what I'm here for. Book a free 20-minute consultation and I'll walk you through your options — no pressure, no jargon.

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John Adler, Financial Representative, CA Insurance License #4464945, offering insurance products through Northwestern Mutual and its subsidiaries. Products and availability vary by state. This site is for informational purposes only and does not constitute legal, tax, or financial advice.